4-Week Financial Masterclass - Kingdom Finances: Build, Protect & Multiply Wealth
A comprehensive approach to money management, wealth creation, and legacy planning.
Weekly Topics
Week 1: Financial Foundations – Stewardship, Lifestyle Discipline & Core Planning Tools
Establish a strong financial base by aligning your values with smart money management principles. Learn how to combat lifestyle inflation and lifestyle creep, manage emotional spending, and make intentional financial choices.
Key areas covered:
• Emergency fund planning (3–6 months in HYSA or money market accounts)
• Understanding income: active vs. passive streams
• Budgeting systems and cash flow tracking
• Monthly payment vs. true cost (e.g., car loans and interest)
• Introduction to protection: life insurance, term vs. whole
• Behavioral finance: how emotions shape money decisions
Core Principle: Avoid Lifestyle Inflation
Week 2: Managing the Present – Budgeting, Credit, Taxes & Income Growth
Build a structure around your current finances by mastering spending control, credit, and taxes.
Key areas covered:
• Budgeting templates (zero-based, 50/30/20 method)
• Cash flow strategies
• Debt elimination frameworks (Avalanche vs. Snowball)
• Credit score improvement & utilization management
• Tax planning: deductions, tax-deferred vs. tax-free accounts, HSA, FSA
• Increasing income: side hustles, salary negotiation, business income
• Insurance: disability, auto, renter/homeowner, umbrella policies
Core Principle: Have a plan and execute the plan
Week 3: Growing Wealth – Investing, Retirement, and Compound Growth
Accelerate your financial journey by learning how to make your money work for you.
Key areas covered:
• Power of compound interest
• Investment types: stocks, ETFs, mutual funds, REITs, crypto, real estate
• Diversification & asset allocation
• Dollar-cost averaging vs. lump sum investing
• Retirement accounts: Roth IRA, Traditional IRA, 401(k), 403(b), annuities
• Education planning: 529 plans, Coverdell ESA
• Entrepreneurship basics: LLCs, separating business/personal finance
Core Principle: Invest Early and often to multiply your wealth
Week 4: Securing the Future – Protection, Estate Planning & Generational Wealth
Build a legacy that outlives you by protecting your wealth and planning for the next generation.
Key areas covered:
• Life insurance: term, whole, and universal
• Estate planning: wills, trusts (revocable/irrevocable), power of attorney, medical directives
• Long-term care insurance
• Legacy & wealth transfer: giving strategies, family trust setup, RMDs
• Charitable planning: donor-advised funds, QCDs
• Financial literacy for children & heirs
• Business succession & exit strategies (if applicable)
Core Principle: Protect Your Wealth